When looking to buy a new home, borrowers will often hear that they should get pre-approved for a mortgage before they start searching, but will ask why this is necessary?…

Just like any goods or services, interest rates for mortgage loans can have a either a cost or offer a credit. This is also known as price. The price of…

Student loans are a problem for a lot of borrowers who are trying to qualify for a mortgage and for some they often create monthly cash flow problems. What if…

We are proud to announce that we are now able to offer High Balance loans to all counties in California regardless of a specific county’s loan limits. You may be…

While being self-employed can make the underwriting process of getting a mortgage more difficult, it by no means makes it impossible and with these tips, you can make it that…

Just announced, the Federal Housing Finance Agency (FHFA) is increasing conforming loan limits for mortgages.. Every year, as required by the Housing and Economic Recovery Act (HERA), Fannie Mae and…

There are some industry pundits claiming that residential real estate values have risen too quickly and that current home values are on the verge of another housing bubble. It is…

There are three main types of home loans, Conventional, FHA, and VA. While they all have their purposes and advantages, the loan that would best benefit the borrower varies on…

A key requirement for qualifying for an excellent mortgage requires strong FICO credit scores, as they can have a major impact on your interest rate and your loan terms. The…

Whether you’re purchasing your first home or refinancing a mortgage, you should know that a lot has changed with home mortgage loans in the past several years. It’s more important…