Owning a home in California can be expensive, but there are programs that can help lower your property taxes. Proposition 13, passed by voters, was created to keep property taxes…

An Accessory Dwelling Unit (ADU) is a secondary housing unit on a single-family residential lot. It is often referred to as a granny flat or in-law suite and functions on…

When buying a home, managing your debt plays a huge role in qualifying for a mortgage. In some cases, paying off certain consumer debt, such as credit cards, at the…

Securing a mortgage with foreign income can be challenging. As a result, we have put together this guide to help you understand how foreign income sources are treated when it…

If you are applying for a mortgage loan and own foreign property or are looking to use foreign assets, you should let your mortgage lender know at the beginning of…

When it comes to mortgage lending & false advertising, the most common “bait and switch” scam comes in the form of direct mail. While these mailers might not technically be…

The most common length of time for a mortgage loan is 30 years. In fact, unless the borrower mentions something different at the time of application this is almost always…

Mortgage loans consist of an enormous amount of documentation – mostly disclosures designed to protect the borrower.  Obviously, the advice to read every document is much easier said than done….

Paying off your mortgage early can save you hundreds of thousands of dollars in interest and give you peace of mind when the property is paid off and owned free…

Anytime you apply for a mortgage and your mortgage lender runs a credit inquiry, you are likely to be inundated with numerous phone calls from 3rd party solicitors. These are…