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The most common length of time for a mortgage loan is 30 years. In fact, unless the borrower mentions something different at the time of application this is almost always…

We are happy to announce that in anticipation of the new Conforming loan amount increases for 2025, we will now be accepting conventional loans up to $802,650!  Why does this…

The trending headline right now is the strong possibility that the Federal Reserve will be cutting rates soon. While we embrace this news, the question as to when is the…

We are happy to announce that in partnership with Rocket Mortgage, we are now offering a Temporary Buydown where we will provide the credit for the interest rate buydown for…

The residential real estate industry is abuzz with the recent National Association of Realtors (NAR) Settlement, which is set to significantly alter the home-buying process as of August 17, 2024….

Mortgage loans consist of an enormous amount of documentation – mostly disclosures designed to protect the borrower.  Obviously, the advice to read every document is much easier said than done….

It is no secret that mortgage rates have been incredibly volatile for the past few years. Some of the largest ever individual intra-day or intra-week shifts have taken place during…

If you are buying a new primary residence and own the home in which you currently live, you will have to make a decision: sell it or rent it out….

When looking to qualify for a mortgage, one of the primary requirements is a steady/consistent job history. This does not mean that you have to have been working for the…

The largest hurdle for borrowers looking to qualify for a mortgage is to prove they have enough income to qualify – especially for those who are employed by a startup…