If you are looking to purchase a home for your disabled child or elderly parent, a Family Opportunity Mortgage may be the solution. Typically, a buyer who already owns a…
VantageScore 4.0 is a new credit scoring model that mortgage lenders may start utilizing as a substitute for traditional FICO scores. It is similar to the existing FICO scoring model,…
An Accessory Dwelling Unit (ADU) is a secondary housing unit on a single-family residential lot. It is often referred to as a granny flat or in-law suite and functions on…
If you’re planning to get pre-approved for a mortgage, how you file your tax returns matters. Whether you’re self-employed or employed full time, how you file your taxes can affect…
There is a lot of paperwork involved with a real estate transaction. Here are the main documents you will encounter, what they mean, and why they are important: Purchase Agreement…
Home prices increased substantially in the past few years. This rapid increase in home prices has resulted in major equity gains for existing homeowners. As a result, homeowners have been…
The Buy Before You Sell (BBYS) mortgage loan program allows you to unlock equity from your current home before it sells. This gives you the power to write non-contingent offers…
If your current mortgage is holding you back from buying your next home due to a lack of ability to qualify for a new mortgage loan, the Debt-To-Income (DTI) Drop…
Recent government changes in immigration laws are preventing non-permanent resident aliens from qualifying for FHA & VA mortgage financing. If you are a non-permanent resident alien hoping to buy a…
Getting a mortgage when you’re self-employed doesn’t have to be impossible. If you’re a business owner, freelancer, or independent contractor struggling with traditional mortgage requirements, Profit & Loss (P&L) loans…
