Fannie Mae is the largest insurer of mortgage loans in the United States. They have recently announced an increase in their debt-to-income (DTI) ceiling from 45 percent to 50 percent….

When applying for a mortgage, you have many different choices. Interest rates are a big factor in deciding which loan is right for you. Fixed rate loans have the same…

Today’s real estate landscape is extremely challenging and most offers to purchase real estate will not be accepted without an accompanying letter from the lender stating that you have made…

To understand what Blockchain technology can do for mortgage lending, you first must understand how it works. Blockchain is a type of next-generation digital business process improvement software. A blockchain…

Whether you’re purchasing your first home or refinancing a mortgage, you should know that a lot has changed with home mortgage loans in the past several years. It’s more important…

Millennials — or Gen Y’ers — have finally grown up and entered the workforce, and this also means one thing: They’ve started buying houses, too. Recent research by the National…

In September 2017, Equifax released a statement announcing a security breach, putting approximately 143 million Americans at risk of identity theft. During a routine monitoring, Equifax detected what they called…

FHA mortgage loans are extremely popular among first-time homebuyers. However, you do not have to be a first-time homebuyer to qualify for an FHA loan. These home mortgages are backed…

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