One of the most common questions asked by homebuyers is about closing costs. So, what makes up closing costs, and how much can you expect to pay as a homebuyer?…
But Wait, There’s More: Homebuyer Closing Costs Explained
Current State of the Housing Market – 2021 Q1
With all the turmoil and uncertainty that 2020 has brought, the housing market has remained surprisingly steady with no signs of slowing down in California. After a brief period of…
How COVID-19 is Impacting the Supply and Demand for California Residential Real Estate
The Covid-19 pandemic has brought an influx of change this year – specifically with trends directly impacting the real estate market. The residential real estate market was tight, with deficient…
Mortgage Loans for Self-Employed Borrowers & COVID-19
When a self-employed borrower applies for a mortgage loan, there are additional layers of scrutiny that they will face due to a tightening of credit in the capital markets. While…
HELOCs, Solar Liens and Subordination Agreements – How It Impacts Your Refinance
A subordinate lien is any mortgage or solar lien which is recorded in second position on a property that is subsequent to the first mortgage. Anytime a borrower is choosing…
Appraisal Waivers: How Do I Qualify For It?
Whether you are buying, refinancing, or selling a property it is likely that an appraisal needs to be done. An appraisal report is an unbiased opinion on the value of…
Property Types: What You Need To Know
When searching for a property, it is a good idea to understand the rules and guidelines of each of the three main property types: Primary residence, a Secondary residence, and…
COVID-19 & The Mortgage Process
The mortgage loan process requires many essential critical components. Some of these components consist of vendors, such as escrow companies, title insurance providers, as well as the IRS for tax…
What a Homebuyer Can Do Now to Better Position Themselves for the Home Buying Process
In the past few weeks, we have seen major changes in our world, economy, and lives. The COVID-19 health crisis is spreading viciously throughout the entire world. Individuals and businesses…
COVID-19 & The Current State of the Mortgage Market
The coronavirus pandemic has caused massive volatility in the financial and mortgage markets. In the past few weeks, there have been dramatic shifts in interest rates that are rarely seen….
