One of the most common questions asked by homebuyers is about closing costs. So, what makes up closing costs, and how much can you expect to pay as a homebuyer?…
But Wait, There’s More: Homebuyer Closing Costs Explained

By Sam Mehta
One of the most common questions asked by homebuyers is about closing costs. So, what makes up closing costs, and how much can you expect to pay as a homebuyer?…
By Sam Mehta
With all the turmoil and uncertainty that 2020 has brought, the housing market has remained surprisingly steady with no signs of slowing down in California. After a brief period of…
By Sam Mehta
The Covid-19 pandemic has brought an influx of change this year – specifically with trends directly impacting the real estate market. The residential real estate market was tight, with deficient…
By Sam Mehta
When a self-employed borrower applies for a mortgage loan, there are additional layers of scrutiny that they will face due to a tightening of credit in the capital markets. While…
By Sam Mehta
A subordinate lien is any mortgage or solar lien which is recorded in second position on a property that is subsequent to the first mortgage. Anytime a borrower is choosing…
By Sam Mehta
Whether you are buying, refinancing, or selling a property it is likely that an appraisal needs to be done. An appraisal report is an unbiased opinion on the value of…
By Sam Mehta
When searching for a property, it is a good idea to understand the rules and guidelines of each of the three main property types: Primary residence, a Secondary residence, and…
By Sam Mehta
The mortgage loan process requires many essential critical components. Some of these components consist of vendors, such as escrow companies, title insurance providers, as well as the IRS for tax…
By Sam Mehta
In the past few weeks, we have seen major changes in our world, economy, and lives. The COVID-19 health crisis is spreading viciously throughout the entire world. Individuals and businesses…
By Sam Mehta
The coronavirus pandemic has caused massive volatility in the financial and mortgage markets. In the past few weeks, there have been dramatic shifts in interest rates that are rarely seen….
"Bluefire Mortgage were awesome!"
- Chris Williams
Sam Mehta and the Bluefire Mortgage team were remarkable! Not only did they get the financing secured fast, but got us into an amazing loan in under 19 days! They were AMAZING to work with and they helped us greatly in getting our complicated mortgage loan closed early!
- Abram Harris
Bluefire Mortgage Group and Sam Mehta were extremely helpful with the refinance of my home. Sam and his associate Chris went above and beyond during the entire process especially with answering questions, which they did without delay. His actions made me develop a high level of trust, which also made the process stress free and rewarding.
- Jammie Smith
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