It’s no mystery that there are closing costs whenever a buyer purchases a new home or refinances a property that they already own. The question is, what are these closing…

Historically, residential properties that were financed with Conventional mortgage loans and then transferred and held in an LLC by the owner was not recommended. If a borrower wanted to refinance…

The winter season tends to slow down the real estate market which can be advantageous to those willing to house hunt during these cold months. There tend to be fewer…

With the New Year having arrived, there have been some drastic improvements to mortgage loan limits for Conventional Financing. Conventional financing includes both Conforming and High Balance loan limits, which…

Investment properties have been widely accepted as a good investment vehicle, but buying one requires some additional research. Unless you have the cash to purchase them outright, you will need…

We have been noticing a significant shift in buyer trends, specifically with millenials, who now make up the largest sector of first time home buyers. Historically, this segment of home…

For the most part, a mortgage is usually the same, regardless of where it was originated. Sure there are some differences in costs, interest rates, and underwriting standards but what…

Mortgages are a great financial tool to help finance a home purchase. For some of our homebuyers, Frequently Asked Questions that come up are, “How can I pay my mortgage…

When buying a home, the potential homebuyer’s mind usually rushes towards the type of home they want and what features they are looking for but what about paying for it?…

The Closing Disclosure (CD) outlines the terms of a new mortgage to the potential borrower so that they can review it before signing final loan documents. The Closing Disclosure has…