Speed is one of the most underrated factors in a successful real estate transaction. Too often, buyers treat their financing as an afterthought and miss out on opportunities that demand…

The Federal Reserve is the central bank of the United States whose primary purpose is to create a stable financial system. It has a dual mandate to promote maximum employment…

Real estate transactions are fluid and oftentimes require finesse or renegotiation. Purchase contracts include a number of contingencies for a reason. As such, it is not incredibly uncommon for a…

Here is something most first-time home buyers do not know: If your income falls within certain limits, you may qualify for a loan program that wipes out a chunk of…

In residential real estate, some condominium homeowner associations (HOA’s) can be labeled as “non-warrantable.” This means the association does not meet the guidelines required for conventional financing.  While this may…

The short answer: yes. But there are a few things every borrower and co-signer should understand before moving forward. How It Works A second mortgage — whether it’s a fixed-rate…

If you own multiple properties and are applying for a mortgage, you have experienced the frustration with mortgage lenders not accounting for the equity in your real estate portfolio when…

Medical professionals with doctorate degrees are among the highest-earning borrowers in the country, yet many struggle to qualify for traditional mortgage financing early in their careers. Years of school often…

Mortgage underwriters do not judge mortgage applicants personally. Loan underwriting is a formulaic process designed to answer one question: Does this borrower meet the requirements to qualify for a mortgage?…

Fannie Mae has announced major changes to its condo guidelines that are set to impact the U.S. housing market. These updates are important for both current and future homeowners. Key…