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So, you have gone through the mortgage loan pre-approval process, found a property that you like, and got an offer to purchase accepted. What’s next? For one, you’ll need to…

The most common question mortgage lenders face immediately upon connecting with a potential borrower for the first time is “what would my interest rate be?”. While this is a logical…

For those who are not already aware, FHA loans carry an upfront mortgage insurance premium (UFMIP) and an annual mortgage insurance premium (MIP).  These additional insurance payments are used to…

When qualifying for a mortgage many people only think about using the income from their job but what if I told you there are other options? Fortunately, there are a…

Introducing our new lightning-quick (same-week) HELOC loan product. Need cash fast and have a lot of equity in your home? This HELOC product could be right for you! If you…

Reason #1 – Your loan officer did not know what they were doing. As silly as it may sound, just like in any industry, there are mortgage professionals who are…

When searching for a new home, you will sometimes see that a property has a Mello-Roos tax. In simple terms, it is an additional property tax. We know you aren’t…

One aspect of applying for a mortgage loan involves checking your credit score. The mortgage lender accomplishes this by pulling a standardized credit report. This credit report gives the lender…

Key Mortgage Terms As if mortgages weren’t confusing enough, there are all sorts of big words and vernacular that we don’t use in day-to-day life. To help clarify some of…

So you’re looking to purchase a home and are ready to start the process. Before starting your search, getting pre-approved for a mortgage loan is the best place to get…