A Debt Service Coverage Ratio (DSCR) loan can be an excellent option for borrowers looking to build or expand an investment real estate portfolio. Until recently, these loans were available…
Starting in November 2026, the standard residential appraisal report will be replaced by a completely redesigned format, one of the biggest changes to residential appraisals in decades. This form will…
Obtaining a conventional loan for a borrower who is asset-heavy just got easier. Freddie Mac, a government-sponsored agency that oversees the securitization of mortgages, recently changed lending guidelines in numerous…
We are now accepting conventional conforming loans up to $845,000! Although they haven’t been officially released by the Federal Housing Finance Agency, we at Bluefire Mortgage Group are honoring these…
If you’ve spent any time around fix-and-flip investors, you’ve probably heard the term “RTL” thrown around. Residential Transition Loans have quietly become one of the most important financing tools in…
For the entire window between selling your relinquished property and closing on your replacement property, your exchange funds don’t sit in your bank account or in escrow. They sit with…
On August 19th, 2026, the U.S. Department of the Treasury announced it’s expanding its buybacks of longer-term bonds. Specifically, the 10-year, 20-year, and 30-year kinds. That might sound like something…
Financing condominiums has been a major topic of discussion across the residential real estate industry for the past few years. While condominiums and townhomes can be great starter homes, obtaining…
For many homeowners, the desire to renovate runs directly into a financing wall. Traditional HELOCs are limited by your home’s current value—which often falls far short of what a major…
The Federal Reserve wrapped up its July meeting this past week with a decision that’s becoming routine: no change to interest rates. For the fifth meeting in a row, the…
