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Overview When obtaining a mortgage to purchase residential property, the lender is going to require that you also obtain a homeowners insurance policy. The lender wants to ensure that the…

Overview Nobody likes making mortgage payments. That being said, missing a mortgage payment is much more painful than making the scheduled payment. This will hurt your credit score, negatively impact…

Overview Property taxes are a reality for homeowners no matter where they live across The United States. The amount of property tax you owe, when the payments are due, and…

Introduction A mortgage payment is often the biggest monthly expense. For this reason, it is often a good idea to keep this cost as manageable as possible. When applying for…

Overview It is easy to get excited once the decision to purchase a home has been made. For this reason, it is important to take a step back and remember…

Overview Buying a home in Q4 of 2022 has proven to be challenging in a variety of ways. Given the recent turbulence in the equity & real estate market, many…

Overview With the average amount of home equity hitting new all-time highs, many homeowners are seeking to discover how they can immediately benefit by having access to their equity. One…

Overview Given the current interest rate environment, Jumbo Adjustable Rate Mortgages (ARM) can be an excellent mortgage option that allows homeowners to get into a lower-than-market interest rate for the…

What is a 7/6 ARM? A 7/6 ARM is an adjustable-rate mortgage fully amortized over 30 years. During the first 7 years of the loan, the interest rate will remain…

With interest rates increasing, new strategies need to be considered when attempting to purchase a property. As the residential real estate markets are settling to the point where they are…