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In recent years, many California homeowners have struggled to find home insurance. Between wildfire risks and private insurance companies scaling back coverage in high-risk areas, some properties have become nearly…

Buying a home is exciting, but there are some upfront costs associated with the home purchase process. These are some of the expenses that must be paid in advance when…

Making an offer is one of the most important steps in the homebuying process, and it’s important to stand out to sellers. Below are some essential do’s and don’ts to…

The new conforming loan limits for 2026 have been announced, and Bluefire Mortgage Group are excited to announce that we can now offer conforming loans up to $825,550 starting today….

One of the most stressful moments in the home-buying process occurs when a buyer discovers that the property appraisal has come in below the agreed-upon purchase price. This scenario, commonly…

The closing date is one of the most critical dates of a real estate transaction. Sometimes buyers want to move the closing to an earlier day, but it’s not always…

A question that often gets overlooked by homebuyers during the mortgage loan application process is the breakdown of closing costs. Lenders typically provide a Loan Estimate or a fee sheet,…

Certain debts on a credit report can be excluded when a lender calculates a borrower’s debt-to-income ratio. Removing approved debts from the debt-to-income ratio can make it easier for a…

Many homeowners think refinancing is a way to lower their monthly mortgage payment, but there’s another strategy that can maximize their savings. By refinancing into a lower rate and keeping…

Refinancing your home loan can help you save money and adjust the term of your mortgage – whether that’s paying off your loan sooner, lowering your monthly payment, or switching…