A question that often gets overlooked by homebuyers during the mortgage loan application process is the breakdown of closing costs. Lenders typically provide a Loan Estimate or a fee sheet,…
If you are looking to purchase a home for your disabled child or elderly parent, a Family Opportunity Mortgage may be the solution. Typically, a buyer who already owns a…
If you’re buying or refinancing a high-value property, a traditional loan might not be enough. That’s where our Super Jumbo Loan Program comes in—built for borrowers who need large loan…
When interest rates change suddenly and constantly, it can be tough to navigate your home purchase financing, especially while you are engaged in a real estate transaction. However, there are…
When you’re looking to buy a home or refinance your mortgage, it is important to think about how much interest you’ll pay over the life of your loan. While personal…
When purchasing a home, mortgage insurance can be a key factor in your monthly payment anytime your down payment is less than 20% of the proposed sales price. But, how…
One of the most common forms of income included on mortgage loan applications that we see is rental income. Unfortunately, the rental income figure that most applicants list on their…
Homeowners (or property) insurance is necessary to protect you from major damages and repair costs which often arise through natural disasters, theft, or accidents and it is required when qualifying…
Realtors often use the argument that it is critical to own a home because it is one of the best ways to build wealth and choosing to rent is essentially…
Reason #1 – Your loan officer did not know what they were doing. As silly as it may sound, just like in any industry, there are mortgage professionals who are…
