When you’re looking to buy a home or refinance your mortgage, it is important to think as to how much interest you’ll pay over the life of your loan. While…

When purchasing a home, mortgage insurance can be a key factor in your monthly payment anytime your down payment is less than 20% of the proposed sales price. But, how…

One of the most common forms of income included on mortgage loan applications that we see is rental income. Unfortunately, the rental income figure that most applicants list on their…

Homeowners (or property) insurance is necessary to protect you from major damages and repair costs which often arise through natural disasters, theft, or accidents and it is required when qualifying…

Realtors often use the argument that it is critical to own a home because it is one of the best ways to build wealth and choosing to rent is essentially…

Reason #1 – Your loan officer did not know what they were doing. As silly as it may sound, just like in any industry, there are mortgage professionals who are…

Overview It is easy to get excited once the decision to purchase a home has been made. For this reason, it is important to take a step back and remember…

When a homebuyer is interested in purchasing a condominium or townhome utilizing FHA or VA financing, the homeowners association of the subject property must be approved by the FHA or…

In 2007, an influx of houses on the market married with a credit crisis caused housing prices to plummet. This trapped homeowners who couldn’t afford their mortgage payments, and couldn’t…

So, you took all the appropriate steps leading up to the closing on your new mortgage loan and completed the closing process on a new mortgage/home. What happens next? Let’s…