If you are applying for a mortgage loan and own foreign property or are looking to use foreign assets, you should let your mortgage lender know at the beginning of…

When it comes to mortgage lending & false advertising, the most common “bait and switch” scam comes in the form of direct mail. While these mailers might not technically be…

The most common length of time for a mortgage loan is 30 years. In fact, unless the borrower mentions something different at the time of application this is almost always…

Mortgage loans consist of an enormous amount of documentation – mostly disclosures designed to protect the borrower.  Obviously, the advice to read every document is much easier said than done….

Paying off your mortgage early can save you hundreds of thousands of dollars in interest and give you peace of mind when the property is paid off and owned free…

Anytime you apply for a mortgage and your mortgage lender runs a credit inquiry, you are likely to be inundated with numerous phone calls from 3rd party solicitors. These are…

When applying for a new mortgage loan, there is an abundance of documentation, disclosures, and regulations involved. Whether you are looking to purchase a new home or refinance an existing…

When applying for a mortgage loan, one of the key initial disclosures you will receive is a Loan Estimate. This Loan Estimate breaks down the terms of your new mortgage…

Spring and summer are generally considered as the primetime home-buying season. During this time, there is often more inventory and new listings available when compared to other parts of the…

Ever wondered why your mortgage loan application was denied by one lender but approved by another? While it is true that mortgage lenders have access to different loan products, more…