Overview Property taxes are a reality for homeowners no matter where they live across The United States. The amount of property tax you owe, when the payments are due, and…

Overview Buying a home in Q4 of 2022 has proven to be challenging in a variety of ways. Given the recent turbulence in the equity & real estate market, many…

What is a 7/6 ARM? A 7/6 ARM is an adjustable-rate mortgage fully amortized over 30 years. During the first 7 years of the loan, the interest rate will remain…

With interest rates increasing, new strategies need to be considered when attempting to purchase a property. As the residential real estate markets are settling to the point where they are…

Contrary to down payment assistance programs, the 10% down payment assistance grant program, or “Forgivable Loan,” is designed for low income borrowers and is completely forgivable if borrowers meet certain…

When purchasing a house, first-time home buyers tend to think about the cash needed to cover things like closing costs and the foreboding down payment. We collaborate with the sponsor…

FHA 203(k) Loans, or “Renovation Loans,” allow borrowers to finance costs associated with renovations within a single mortgage loan. They are specifically designed for borrowers who want to remodel or…

Myth: VA loans are not preferred loan programs as the appraisals come in lower than the sale price. Fact: VA Appraisals come in at or above market value over 92%…

What Is Behind The Increase In Mortgage Rates? When inflation is on the rise, the Federal Reserve will tighten monetary policy and raise interest rates. This policy change discourages risky…

Purchasing a home is generally a long and stressful exercise that involves many steps and procedural formalities. Closing occurs when the borrower signs the papers that make the house theirs,…