As a business owner, freelance consultant, or independent contractor, buying a home or refinancing can oftentimes be more challenging to secure financing. It can be difficult to prove how much…
When submitting an offer to purchase a home, the seller will respond in one of three ways: they can accept, come back with a counteroffer, or reject your offer completely….
When gearing up to buy a home, there are lots of moving parts to think about. There are the closing costs, insurance, location, rates, and so many other aspects to…
When applying for a mortgage, mortgage lenders will take several factors into consideration when reviewing an application – credit score, debt-to-income ratio, and financial history being the most prominent. Generally…
When financing a house, one of the many decisions a homeowner must make is how to schedule their mortgage payments. By default, payments are due once a month. However, some…
Buying a home can come with hefty price tags in the form of closing costs, property taxes, maintenance, etc. One of the biggest upfront costs is the down payment. Even…
Interest rates have long been a part of the financial landscape. They act as a bridge between corporations and borrowers to ensure money will always be available to borrow in…
The key difference between a Jumbo mortgage and a Conforming loan is the size of the loan. A Jumbo loan is a mortgage used to finance properties that are too…
A Revocable Living Trust (RLT) is a written legal document through which your assets, that determines how your assets will be handled after a person passes away. Assets can include…
One of the most common questions asked by homebuyers is about closing costs. So, what makes up closing costs, and how much can you expect to pay as a homebuyer?…
