California is home to the largest number of high-cost living counties in the United States. High property values in these areas generally result in larger-than-average loan amounts. This has a…
Understanding High-Balance Loan Amounts
How is Your Interest Rate Determined?
The most common question mortgage lenders face immediately upon connecting with a potential borrower for the first time is “what would my interest rate be?”. While this is a logical…
Mortgage Terms: Here’s What You Need To Know
Key Mortgage Terms As if mortgages weren’t confusing enough, there are all sorts of big words and vernacular that we don’t use in day-to-day life. To help clarify some of…
Mortgage Servicing: Who Do I Pay?
Mortgage Servicing: What Happens After I Get My New Mortgage Loan Overview Mortgage loans contain some of the longest repayment periods across all financing instruments. With loan terms that can…
What To Know About Property Taxes in CA
Overview Property taxes are a reality for homeowners no matter where they live across The United States. The amount of property tax you owe, when the payments are due, and…
Advantages Of Buying A Home In Q4 Of 2022
Overview Buying a home in Q4 of 2022 has proven to be challenging in a variety of ways. Given the recent turbulence in the equity & real estate market, many…
Introducing the 7/6 ARM- An Attractive Loan Option In The Current Market
What is a 7/6 ARM? A 7/6 ARM is an adjustable-rate mortgage fully amortized over 30 years. During the first 7 years of the loan, the interest rate will remain…
How You Can Benefit From The Current Shift in Real Estate
With interest rates increasing, new strategies need to be considered when attempting to purchase a property. As the residential real estate markets are settling to the point where they are…
Down Payment Assistance Grant – Learn How First-Time Homebuyers Can Qualify for a Down Payment of Up To 10%
PLEASE NOTE: THIS PROGRAM IS NO LONGER AVAILABLE. REACH OUT TO LEARN ABOUT CURRENT DOWN PAYMENT ASSISTANCE PROGRAMS Contrary to down payment assistance programs, the 10% down payment assistance grant…
First Time Home Buyer in California? Find Out if a Down Payment Assistance Program is Right for You
When purchasing a house, first-time home buyers tend to think about the cash needed to cover things like closing costs and the foreboding down payment. We collaborate with the sponsor…
