Obtaining a conventional loan for a borrower who is asset-heavy just got easier. Freddie Mac, a government-sponsored agency that oversees the securitization of mortgages, recently changed lending guidelines in numerous…
Financing condominiums has been a major topic of discussion across the residential real estate industry for the past few years. While condominiums and townhomes can be great starter homes, obtaining…
Most veterans are familiar with VA loans. Eligible veterans, active-duty service members, and certain surviving spouses can use this valuable benefit after meeting the VA’s service requirements. What is less…
The Federal Reserve is the central bank of the United States whose primary purpose is to create a stable financial system. It has a dual mandate to promote maximum employment…
If you own multiple properties and are applying for a mortgage, you have experienced the frustration with mortgage lenders not accounting for the equity in your real estate portfolio when…
Mortgage rates have started to become susceptible to volatility again. This time the culprit isn’t the job market or the Federal Reserve — it’s oil. Understanding the connection between global…
It’s been approximately one year since devastating wildfires swept through Southern California in early 2025. After the smoke and fire dissipated, Pacific Palisades and Altadena lost thousands of homes, which…
Closing on a home should be a celebration, but scammers see it as an opportunity to strike. Fraudsters target new homeowners with convincing scams designed to steal money or personal…
The closing date is one of the most critical dates of a real estate transaction. Sometimes buyers want to move the closing to an earlier day, but it’s not always…
Owning a home in California can be expensive, but there are programs that can help lower your property taxes. Proposition 13, passed by voters, was created to keep property taxes…
