Home sale cancellations are on the rise. In January 2026, one in seven home sales in the United States fell through before closing. That’s 40,000 sales, or 14% of planned…

The Federal Reserve is making headlines again. As the curiosity surrounding interest rates has spiked, there’s a bigger question looming: Can a president actually fire Fed Chair Jerome Powell? As…

Mortgage lenders are required to document where a borrower’s funds are being sourced from during the loan underwriting process. Two common requests that surface often are (1.) bank statements and…

Making an offer is one of the most important steps in the homebuying process, and it’s important to stand out to sellers. Below are some essential do’s and don’ts to…

Certain debts on a credit report can be excluded when a lender calculates a borrower’s debt-to-income ratio. Removing approved debts from the debt-to-income ratio can make it easier for a…

The most important step in the homebuying process is choosing your mortgage lender—and the best time to do that is when you are getting pre-approved. Being organized when starting the…

If you’re planning to get pre-approved for a mortgage, how you file your tax returns matters. Whether you’re self-employed or employed full time, how you file your taxes can affect…

The Buy Before You Sell (BBYS) mortgage loan program allows you to unlock equity from your current home before it sells. This gives you the power to write non-contingent offers…

When applying for a mortgage, one of the first things mortgage lenders look at for a borrower is the debt-to-income ratio (DTI). It’s a quick snapshot of how much of…

Buying a condo or townhome can be an excellent choice for homeowners who want less maintenance and access to shared amenities. However, condos/townhomes typically come with a Homeowners’ Association (HOA)…