Mortgage recasting is a powerful financial tool that can help borrowers reduce their monthly mortgage payments. While not all mortgage loan servicers allow for recasting, the majority of conventional mortgages…

When purchasing a home, one of the first questions to answer is what type of property you want to purchase. There are a host of different types of residential properties,…

Occupancy type is a major factor in mortgage loans. Occupancy can have a large impact on interest rates when it comes to residential mortgage loans. The type of occupancy will…

Real estate transactions involve multiple parties, such as buyers, sellers, realtors, escrow, and title companies. The cooperation from all of these parties is needed for a successful closing to occur….

Obtaining a mortgage loan can be a lengthy and cumbersome process. To make matters worse, it is entirely possible that even after you are pre-approved your loan could still fall…

Overview After the 2008 mortgage crisis shook the residential mortgage industry to its core, regulators stepped in with the goal of making lending more transparent and less confusing for consumers….

So, you have gone through the mortgage loan pre-approval process, found a property that you like, and got an offer to purchase accepted. What’s next? For one, you’ll need to…

When searching for a new home, you will sometimes see that a property has a Mello-Roos tax. In simple terms, it is an additional property tax. We know you aren’t…

Is one of your New Year’s goals for 2023 to buy a home? While that may feel like a daunting task at first, if you break it up into smaller…

Overview Nobody likes making mortgage payments. That being said, missing a mortgage payment is much more painful than making the scheduled payment. This will hurt your credit score, negatively impact…