When applying for a mortgage, one of the first things mortgage lenders look at for a borrower is the debt-to-income ratio (DTI). It’s a quick snapshot of how much of…

Buying a condo or townhome can be an excellent choice for homeowners who want less maintenance and access to shared amenities. However, condos/townhomes typically come with a Homeowners’ Association (HOA)…

A common concern about mortgages is that at the start of a new loan term, most of the monthly payment goes to interest vs principal reduction. While this is true,…

If you are impacted by the wildfires and are a homeowner in the Los Angeles area and are unsure of what to do about your mortgage, then here is a…

One critical aspect of the loan process that often gets overlooked in mortgage lending is that of liquid savings – also known as reserves. This can become a major issue…

Have you ever wondered why your mortgage lender is asking you to e-sign a letter that appears to be incredibly trivial on the surface or completely insignificant? Well, like many…

Home Equity Lines of Credit (aka HELOCs) have become a common discussion topic when it comes to access to home equity. Many, if not most, individuals with a considerable amount…

We are happy to announce that in partnership with Rocket Mortgage, we are now offering a Temporary Buydown where we will provide the credit for the interest rate buydown for…

When looking to qualify for a mortgage, one of the primary requirements is a steady/consistent job history. This does not mean that you have to have been working for the…

One of the main benefits of buying a home is building equity. Once you have equity in your home, what do you do with it though? One option would be…