Are you purchasing a new residence while looking to hang onto your current residence? While this is a common goal/strategy for many homeowners it can be challenging to pull off…
When applying for a mortgage, your mortgage loan originator will request income documentation, such as your federal tax returns. These documents are needed because they are required for most traditional…
Are you self-employed and looking to qualify for a mortgage loan but are not sure where to start? You may have already spoken to a mortgage representative at your local…
Residential mortgages are subject to strict financial regulations. Nowhere throughout the loan process is this more true than when it comes to sourcing the down payment funds needed for closing….
One of the more frequent questions we get asked from prospective borrowers is if adding a friend or family member to their loan will help them qualify for a mortgage….
Student loans have been a hot-button issue for quite some time. While almost everyone agrees that total student loan debt poses a significant financial threat to our economy, reform has…
When it comes to homeownership, the traditional image of a single-family detached residence can be out of reach for many first-time homebuyers in today’s market. However, that shouldn’t deter you…
Overview With home affordability being top of mind for prospective home buyers, the One+ loan program allows clients to come out of pocket with very minimal upfront costs. The One+…
*Please Note: This loan has currently been exhausted and is suspended until further notice.* Overview Most traditional mortgage loans follow a strict set of standard guidelines which often require rigid…
When qualifying for a mortgage many people only think about using the income from their job but what if I told you there are other options? Fortunately, there are a…
