For most of this year, the plan was simple: wait for the Fed to cut, then buy or refinance into a lower rate. This week, the Fed quietly tore that…

Real estate transactions are fluid and oftentimes require finesse or renegotiation. Purchase contracts include a number of contingencies for a reason. As such, it is not incredibly uncommon for a…

Medical professionals with doctorate degrees are among the highest-earning borrowers in the country, yet many struggle to qualify for traditional mortgage financing early in their careers. Years of school often…

Loan servicing is the administrative management of your mortgage after the loan closes. The loan servicer is the company responsible for collecting your monthly payments, managing your escrow account, sending…

The housing market is off to a slow start in 2026, and new economic data helps explain why. From home sales to job reports, several factors are affecting mortgage rates…

President Donald Trump announced a plan to buy $200 billion in mortgage bonds to help lower mortgage rates and reduce home loan costs. This bond purchase will be made by…

In recent years, many California homeowners have struggled to find home insurance. Between wildfire risks and private insurance companies scaling back coverage in high-risk areas, some properties have become nearly…

One of the most stressful moments in the home-buying process occurs when a buyer discovers that the property appraisal has come in below the agreed-upon purchase price. This scenario, commonly…

Refinancing your home loan can help you save money and adjust the term of your mortgage – whether that’s paying off your loan sooner, lowering your monthly payment, or switching…

VantageScore 4.0 is a new credit scoring model that mortgage lenders may start utilizing as a substitute for traditional FICO scores. It is similar to the existing FICO scoring model,…