We are happy to announce that in anticipation of the new Conforming loan amount increases for 2025, we will now be accepting conventional loans up to $802,650!  Why does this…

It is no secret that mortgage rates have been incredibly volatile for the past few years. Some of the largest ever individual intra-day or intra-week shifts have taken place during…

Applying for a mortgage can feel overwhelming. The first step to getting started with the mortgage loan process is to complete a loan application. In case you are wondering what…

You’ve been working on your loan application and providing documents to your mortgage lender when they finally notify you that you have been “Cleared to Close”.  Clear to Close is…

Are you purchasing a new residence while looking to hang onto your current residence?  While this is a common goal/strategy for many homeowners it can be challenging to pull off…

When applying for a mortgage, your mortgage loan originator will request income documentation, such as your federal tax returns. These documents are needed because they are required for most traditional…

Are you self-employed and looking to qualify for a mortgage loan but are not sure where to start? You may have already spoken to a mortgage representative at your local…

Residential mortgages are subject to strict financial regulations. Nowhere throughout the loan process is this more true than when it comes to sourcing the down payment funds needed for closing….

One of the more frequent questions we get asked from prospective borrowers is if adding a friend or family member to their loan will help them qualify for a mortgage….

Student loans have been a hot-button issue for quite some time. While almost everyone agrees that total student loan debt poses a significant financial threat to our economy, reform has…