Residential mortgages are subject to strict financial regulations. Nowhere throughout the loan process is this more true than when it comes to sourcing the down payment funds needed for closing….
Advantages & Disadvantages of Co-Borrowers
One of the more frequent questions we get asked from prospective borrowers is if adding a friend or family member to their loan will help them qualify for a mortgage….
Student Loan Debt: How It Impacts Your Ability to Qualify For A Mortgage
Student loans have been a hot-button issue for quite some time. While almost everyone agrees that total student loan debt poses a significant financial threat to our economy, reform has…
The Advantages of Condos and Townhomes for First-Time Homebuyers
When it comes to homeownership, the traditional image of a single-family detached residence can be out of reach for many first-time homebuyers in today’s market. However, that shouldn’t deter you…
Introducing the One+ Mortgage Loan: A 1% Down Loan Option With No Mortgage Insurance!
Overview With home affordability being top of mind for prospective home buyers, the One+ loan program allows clients to come out of pocket with very minimal upfront costs. The One+…
Introducing The Community Mortgage Loan: No Tax Returns, No Problem!
*Please Note: This loan has currently been exhausted and is suspended until further notice.* Overview Most traditional mortgage loans follow a strict set of standard guidelines which often require rigid…
What Can I Use to Qualify?
When qualifying for a mortgage many people only think about using the income from their job but what if I told you there are other options? Fortunately, there are a…