Overview When obtaining a mortgage to purchase residential property, the lender is going to require that you also obtain a homeowners insurance policy. The lender wants to ensure that the…

One of the questions that we often get asked is, “What is the best time to buy a house?” Seasonality has much to do with supporting factors in the housing…

Personal Bankruptcies Chapter 7: Liquidation Liquidation is the most common type of personal bankruptcy. It is the elimination of unsecured debt – including credit card debt, medical bills, and personal…

When purchasing a manufactured home, it’s important to know what questions to ask when it comes to the financing. These four questions will determine if the manufactured home can be…

Divorce is often a difficult and stressful process, especially when there are assets to split such as a house. In this second post, we dive into exactly how to navigate…

Home prices are starting the year at an all-time high, kicking this season in gear for what’s sure to be a competitive ride. The median home sale price in California…

Access to mortgage credit availability is tight. This has been the case since the Great Recession and has only incrementally loosened since. The Mortgage Credit Availability Index (MCAI) increased by…

The pandemic has changed an incredible amount of how we interact, work and live, but one of the greatest shifts we’ve seen is in the housing industry. Metropolitan areas have…

An appraisal report is a written report that is an independent opinion of the value of a home based on an appraiser’s inspection of the property. It specifies what a…

What are Discount Points? Buying a house is a huge purchase and many buyers look for ways to reduce their costs as much as possible. Mortgage points, also known as…