Sunny California is a hot spot for a lot of reasons; Californians enjoy a laid-back lifestyle centered around the picturesque beaches, a variety of outdoor activities, and unmatchable weather. Buyers…
Four Ways to Invest in California Real Estate
Every real estate investor knows that the California housing market is one of the toughest to penetrate. However, California is also known to be one of the best states to invest in when…
VA IRRRL: Refinance Benefits and Requirements
What is the VA IRRRL program? A VA Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA Streamline Refinance, is a quick refinance for service members and veterans…
Benefits of an FHA Streamline Refinance
Looking to refinance your existing FHA mortgage? The FHA Streamline refinance is the fastest, simplest way for FHA-insured homeowners to refinance their mortgages into today’s low mortgage rates. While it might…
What LGBTQ Should Know About Buying Rights
Legislation is making headway in the fight for equality but at a rather dawdling pace. It wasn’t until June 15, 2020, that the Supreme Court ruled that Title VII of…
Mortgage Loan Options for Borrowers with Bad Credit
Typically, a “bad” credit score by mortgage standards is anything below a 650 middle FICO score. However, you may still qualify for a mortgage even if your credit is less…
Six Do-It-Yourself Projects to Increase Your Home Equity
Upgrading your home doesn’t have to come with a heavy price tag or general contractors. An entire home renovation can add value to your home, but there are ways to…
Revocable Living Trusts & Residential Real Estate: Why This Is Important
A Revocable Living Trust (RLT) is a written legal document through which your assets, that determines how your assets will be handled after a person passes away. Assets can include…
Appraisal Inspections: How Appraisals Are Impacting A Competitive Real Estate Market and Mortgage Financing
On almost all mortgage-related transactions, an appraisal is a required part of underwriting. An appraisal is completed by an unbiased, third-party licensed appraiser hired by the lender. They protect the…
But Wait, There’s More: Homebuyer Closing Costs Explained
One of the most common questions asked by homebuyers is about closing costs. So, what makes up closing costs, and how much can you expect to pay as a homebuyer?…
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