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When looking to qualify for a mortgage, one of the primary requirements is a steady/consistent job history. This does not mean that you have to have been working for the…

The largest hurdle for borrowers looking to qualify for a mortgage is to prove they have enough income to qualify – especially for those who are employed by a startup…

Paying off your mortgage early can save you hundreds of thousands of dollars in interest and give you peace of mind when the property is paid off and owned free…

Applying for a mortgage can feel overwhelming. The first step to getting started with the mortgage loan process is to complete a loan application. In case you are wondering what…

A crucial part of the mortgage loan underwriting process for any home loan is determining the property value, as it is the collateral for the mortgage loan. The value of…

One of the main benefits of buying a home is building equity. Once you have equity in your home, what do you do with it though? One option would be…

Securing a mortgage loan for a condominium or townhome involves more than just providing personal financial details. Mortgage lenders require a set of documents specific to the homeowners association project…

Anytime you apply for a mortgage and your mortgage lender runs a credit inquiry, you are likely to be inundated with numerous phone calls from 3rd party solicitors. These are…

You’ve been working on your loan application and providing documents to your mortgage lender when they finally notify you that you have been “Cleared to Close”.  Clear to Close is…

Being able to verify a borrower’s employment is a critical aspect of the mortgage lending process. Mortgage lenders are required to obtain an outside party verification of employment even if…