If your current mortgage is holding you back from buying your next home due to a lack of ability to qualify for a new mortgage loan, the Debt-To-Income (DTI) Drop…

Recent government changes in immigration laws are preventing non-permanent resident aliens from qualifying for FHA & VA mortgage financing.  If you are a non-permanent resident alien hoping to buy a…

Getting a mortgage when you’re self-employed doesn’t have to be impossible. If you’re a business owner, freelancer, or independent contractor struggling with traditional mortgage requirements, Profit & Loss (P&L) loans…

When applying for a mortgage, one of the first things mortgage lenders look at for a borrower is the debt-to-income ratio (DTI). It’s a quick snapshot of how much of…

If you’re buying or refinancing a high-value property, a traditional loan might not be enough.  That’s where our Super Jumbo Loan Program comes in—built for borrowers who need large loan…

Selling a rental property with appreciation can be exciting until it’s time to address capital gains taxes. If you’ve claimed depreciation over the years (as most rental owners do), here’s…

When interest rates change suddenly and constantly, it can be tough to navigate your home purchase financing, especially while you are engaged in a real estate transaction. However, there are…

You know exactly what you earn, but when qualifying for a mortgage, lenders will look at income somewhat differently and scrutinize details. It’s not just about what’s documented on your…

Shopping for a mortgage online can feel overwhelming. So when you see a quick, clean list of rates on a comparison website, it’s tempting to move forward with a mortgage…

When you’re looking to buy a home or refinance your mortgage, it is important to think as to how much interest you’ll pay over the life of your loan. While…