One of the main benefits of buying a home is building equity. Once you have equity in your home, what do you do with it though? One option would be…

Securing a mortgage loan for a condominium or townhome involves more than just providing personal financial details. Mortgage lenders require a set of documents specific to the homeowners association project…

Anytime you apply for a mortgage and your mortgage lender runs a credit inquiry, you are likely to be inundated with numerous phone calls from 3rd party solicitors. These are…

You’ve been working on your loan application and providing documents to your mortgage lender when they finally notify you that you have been “Cleared to Close”.  Clear to Close is…

Being able to verify a borrower’s employment is a critical aspect of the mortgage lending process. Mortgage lenders are required to obtain an outside party verification of employment even if…

As new homebuyers are entering the current, higher-cost real estate market, they are opting to come in with less than the typical down payment of 20%. What many potential buyers…

Introduction Most real estate investors are familiar with a 1031 exchange, a strategy used to defer capital gains taxes, where a property owner can take an existing property that they…

Condominiums and townhomes are a great option when it comes to homeownership. They can be great as starter homes, for those looking to downsize, or even those looking to be…

When applying for a new mortgage loan, there is an abundance of documentation, disclosures, and regulations involved. Whether you are looking to purchase a new home or refinance an existing…

Are you purchasing a new residence while looking to hang onto your current residence?  While this is a common goal/strategy for many homeowners it can be challenging to pull off…