Dealing with poor or damaged FICO credit scores can seem like fighting an unending battle. Perhaps you have been sliding to the bottom of the mountain for years due to…

A question asked frequently is, “Can I obtain a mortgage even if I am retired?” Fortunately, the answer to this question is undoubtedly, yes! And no we are not talking…

Recently interest rate volatility has become commonplace in the mortgage world. It is no longer uncommon for an interest rate to swing in any specific direction of up to 0.5%…

Are you trying to determine if it makes sense to move and upgrade your home? If you are going to need mortgage financing, a good place to start is to…

The California Housing Housing Finance Authority has introduced a new Down Payment Assistance Program, better known as the Dream for All purchase loan program. For new homebuyers, this new loan…

Introducing our new lightning-quick (same-week) HELOC loan product. Need cash fast and have a lot of equity in your home? This HELOC product could be right for you! If you…

One aspect of applying for a mortgage loan involves checking your credit score. The mortgage lender accomplishes this by pulling a standardized credit report. This credit report gives the lender…

New FHA Loan Limits for 2023! As we approach the new year, we welcome the new FHA loan limit increases. The Federal Housing Administration (FHA) insures both forward and reverse…

Overview Every year the Federal Housing Finance Agency (FHFA) determines the maximum conforming loan limits based on a variety of different housing metrics These limits are based on the year-over-year…

Homeownership provides stability and the opportunity to create a foundation for a family. However, there are also tax benefits that come with buying and owning a home. Taking advantage of…