The California Housing Housing Finance Authority has introduced a new Down Payment Assistance Program, better known as the Dream for All purchase loan program. For new homebuyers, this new loan…
CalHFA: Dream for All
Introducing the No Hassle 5-Day HELOC
Introducing our new lightning-quick (same-week) HELOC loan product. Need cash fast and have a lot of equity in your home? This HELOC product could be right for you! If you…
Credit Pulls & Solicitations: How Your Personal Data Is Managed By Third Parties
One aspect of applying for a mortgage loan involves checking your credit score. The mortgage lender accomplishes this by pulling a standardized credit report. This credit report gives the lender…
New FHA Loan Limits for 2023!
New FHA Loan Limits for 2023! As we approach the new year, we welcome the new FHA loan limit increases. The Federal Housing Administration (FHA) insures both forward and reverse…
New 2023 Conforming Loan Limit Increase!
Overview Every year the Federal Housing Finance Agency (FHFA) determines the maximum conforming loan limits based on a variety of different housing metrics These limits are based on the year-over-year…
Top 7 Tax Benefits of Owning a Home
Homeownership provides stability and the opportunity to create a foundation for a family. However, there are also tax benefits that come with buying and owning a home. Taking advantage of…
New Jumbo Product Alert: The 7/1 ARM
What is the 7/1 Jumbo ARM loan? A 7/1 ARM is an adjustable-rate mortgage with a 30-year term that features a fixed interest rate for the first seven years and…
Down Payment Perks for First-Time Home Buyers
As a first-time homebuyer, you may have heard several misconceptions about how to maneuver through the real estate market – The most common myth being that you must have a…
Mortgages and Entrepreneurs, Part 2: A Flowchart of How Lenders Evaluate Tax Returns
Calculating self-employment income is a little trickier than calculating income for someone who is a full-time employee, but there are a few guidelines you can follow to figure out how…
Cashing-Out Your Home Equity Appreciation
A cash-out refinance replaces your existing mortgage with a new, larger mortgage. You refinance the existing mortgage with a new mortgage, and you can use the money however you want….
