Mortgage loans consist of an enormous amount of documentation – mostly disclosures designed to protect the borrower.  Obviously, the advice to read every document is much easier said than done….

Paying off your mortgage early can save you hundreds of thousands of dollars in interest and give you peace of mind when the property is paid off and owned free…

Anytime you apply for a mortgage and your mortgage lender runs a credit inquiry, you are likely to be inundated with numerous phone calls from 3rd party solicitors. These are…

When applying for a new mortgage loan, there is an abundance of documentation, disclosures, and regulations involved. Whether you are looking to purchase a new home or refinance an existing…

When applying for a mortgage loan, one of the key initial disclosures you will receive is a Loan Estimate. This Loan Estimate breaks down the terms of your new mortgage…

Spring and summer are generally considered as the primetime home-buying season. During this time, there is often more inventory and new listings available when compared to other parts of the…

Ever wondered why your mortgage loan application was denied by one lender but approved by another? While it is true that mortgage lenders have access to different loan products, more…

What will my closing costs be? A good estimate for a buyer to determine closing costs is about 1%-2% of the purchase price for the subject property. Keep in mind…

We are now accepting conventional conforming loans up to $750,000! Although they haven’t been officially released by the Federal Housing Finance Agency, we at Bluefire Mortgage Group are honoring these…

One truth about building a strong credit and FICO score profile is that it takes time. An individual can not jump from having no credit history to excellent scores quickly….