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Realtors often use the argument that it is critical to own a home because it is one of the best ways to build wealth and choosing to rent is essentially…

The mortgage world was set abuzz in March with news that regulators decided to change how FICO scores impact individual mortgage rates. Outrage over these changes was largely fueled by…

Overview After the 2008 mortgage crisis shook the residential mortgage industry to its core, regulators stepped in with the goal of making lending more transparent and less confusing for consumers….

California is home to the largest number of high-cost living counties in the United States. High property values in these areas generally result in larger-than-average loan amounts. This has a…

Are you trying to determine if it makes sense to move and upgrade your home? If you are going to need mortgage financing, a good place to start is to…

*Please Note: This loan has currently been exhausted and is suspended until further notice.* Overview Most traditional mortgage loans follow a strict set of standard guidelines which often require rigid…

The California Housing Housing Finance Authority has introduced a new Down Payment Assistance Program, better known as the Dream for All purchase loan program. For new homebuyers, this new loan…

So, you have gone through the mortgage loan pre-approval process, found a property that you like, and got an offer to purchase accepted. What’s next? For one, you’ll need to…

The most common question mortgage lenders face immediately upon connecting with a potential borrower for the first time is “what would my interest rate be?”. While this is a logical…

For those who are not already aware, FHA loans carry an upfront mortgage insurance premium (UFMIP) and an annual mortgage insurance premium (MIP).  These additional insurance payments are used to…