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The short answer: yes. But there are a few things every borrower and co-signer should understand before moving forward. How It Works A second mortgage — whether it’s a fixed-rate…

If you own multiple properties and are applying for a mortgage, you have experienced the frustration with mortgage lenders not accounting for the equity in your real estate portfolio when…

Medical professionals with doctorate degrees are among the highest-earning borrowers in the country, yet many struggle to qualify for traditional mortgage financing early in their careers. Years of school often…

Mortgage underwriters do not judge mortgage applicants personally. Loan underwriting is a formulaic process designed to answer one question: Does this borrower meet the requirements to qualify for a mortgage?…

Fannie Mae has announced major changes to its condo guidelines that are set to impact the U.S. housing market. These updates are important for both current and future homeowners. Key…

A 401(k) is a powerful investment account created for retirement savings. It is typically funded by contributions from your salary, allowing you to claim a tax deduction and see tax-free…

Mortgage rates have started to become susceptible to volatility again. This time the culprit isn’t the job market or the Federal Reserve — it’s oil. Understanding the connection between global…

Loan servicing is the administrative management of your mortgage after the loan closes. The loan servicer is the company responsible for collecting your monthly payments, managing your escrow account, sending…

Home sale cancellations are on the rise. In January 2026, one in seven home sales in the United States fell through before closing. That’s 40,000 sales, or 14% of planned…

The average 30-year fixed mortgage rate has dropped to 5.99%, down from 6.85% a year ago. This shift is significant—not just as a headline number, but as a real change…