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Installing solar panels to a property can be a great way for borrowers to save money on their energy bill. However, there are a few things to consider when researching…

There are four types of private mortgage insurance that are issued with Conventional loans. Figuring out which one is the right fit can be challenging as each type of Mortgage…

Mortgage lenders have a systematic approach to determine how a borrower qualifies for a specific interest rate. While it may seem obvious that borrowers want to receive the lowest interest…

An impound account, also known as an escrow account, is a prepaid account set up by a lender to collect the borrower’s property taxes and homeowners insurance premiums. These payments…

What Is a Conforming Loan? A Conforming loan is a mortgage loan that follows and conforms to specific Fannie Mae and Freddie Mac guidelines. A Conforming loan is directly tied…

Many things in the mortgage industry have changed and evolved throughout the years. One aspect of the mortgage loan process that continues to stay the same is how mortgage loans…

When it comes to purchasing a home there are a few obstacles that a borrower may come across. The most common obstacle is being able to save for a down…

What do cars and mortgages have to do with each other? Let us explain further: When a borrower qualifies for a mortgage, the debts reported on their credit report ultimately…

When applying for a mortgage loan, lenders keep track of several important ratios and numbers to qualify a borrower. One of the most important calculations is a borrower’s overall Debt-To-Income…