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A hybrid 1031 exchange, also called a “partial 1031 exchange,” allows real estate investors to defer capital gains taxes on part of their property sale while taking some cash out…

The Federal Reserve kicked off 2026 by keeping interest rates unchanged, holding the federal funds rate at 3.50% – 3.75% after three consecutive cuts late last year. The Fed has…

It’s been approximately one year since devastating wildfires swept through Southern California in early 2025. After the smoke and fire dissipated, Pacific Palisades and Altadena lost thousands of homes, which…

The Federal Reserve is making headlines again. As the curiosity surrounding interest rates has spiked, there’s a bigger question looming: Can a president actually fire Fed Chair Jerome Powell? As…

President Donald Trump announced a plan to buy $200 billion in mortgage bonds to help lower mortgage rates and reduce home loan costs. This bond purchase will be made by…

Fannie Mae recently issued some new credit guidance, allowing mortgage lenders to remove the minimum credit score requirement for conventional financing. Instead of relying on a single credit score, lenders…

The VA loan is a mortgage option for eligible Veterans, offering benefits such as mortgage financing with no down payment and no monthly mortgage insurance. In exchange for these benefits,…

Loan Servicing: What to Expect After a Real Estate Closing After a loan closes, it is assigned to a loan servicing agency. This servicer manages and maintains the monthly mortgage…

Mortgage lenders are required to document where a borrower’s funds are being sourced from during the loan underwriting process. Two common requests that surface often are (1.) bank statements and…

Closing on a home should be a celebration, but scammers see it as an opportunity to strike. Fraudsters target new homeowners with convincing scams designed to steal money or personal…