If you’re planning to get pre-approved for a mortgage, how you file your tax returns matters. Whether you’re self-employed or employed full time, how you file your taxes can affect…
There is a lot of paperwork involved with a real estate transaction. Here are the main documents you will encounter, what they mean, and why they are important: Purchase Agreement…
Home prices increased substantially in the past few years. This rapid increase in home prices has resulted in major equity gains for existing homeowners. As a result, homeowners have been…
The Buy Before You Sell (BBYS) mortgage loan program allows you to unlock equity from your current home before it sells. This gives you the power to write non-contingent offers…
If your current mortgage is holding you back from buying your next home due to a lack of ability to qualify for a new mortgage loan, the Debt-To-Income (DTI) Drop…
Recent government changes in immigration laws are preventing non-permanent resident aliens from qualifying for FHA & VA mortgage financing. If you are a non-permanent resident alien hoping to buy a…
Getting a mortgage when you’re self-employed doesn’t have to be impossible. If you’re a business owner, freelancer, or independent contractor struggling with traditional mortgage requirements, Profit & Loss (P&L) loans…
When applying for a mortgage, one of the first things mortgage lenders look at for a borrower is the debt-to-income ratio (DTI). It’s a quick snapshot of how much of…
If you’re buying or refinancing a high-value property, a traditional loan might not be enough. That’s where our Super Jumbo Loan Program comes in—built for borrowers who need large loan…
Selling a rental property with appreciation can be exciting until it’s time to address capital gains taxes. If you’ve claimed depreciation over the years (as most rental owners do), here’s…
