The Closing Disclosure (CD) outlines the terms of a new mortgage to the potential borrower so that they can review it before signing final loan documents. The Closing Disclosure has…
Why Getting Pre-Approved is Important
When looking to buy a new home, borrowers will often hear that they should get pre-approved for a mortgage before they start searching, but will ask why this is necessary?…
Interest Rate Locks: Why Is This Important?
Just like any goods or services, interest rates for mortgage loans can have a either a cost or offer a credit. This is also known as price. The price of…
Did Student Loan Debt and Residential Mortgage Loans Just Become Best Friends?
Student loans are a problem for a lot of borrowers who are trying to qualify for a mortgage and for some they often create monthly cash flow problems. What if…
Delayed Financing: What is it?
Delayed Financing is a refinance mortgage option for borrowers to get a mortgage loan on a home that they just purchased using all cash to close on their property. Why…
New High Balance Loan Limits for All Counties!
We are proud to announce that we are now able to offer High Balance loans to all counties in California regardless of a specific county’s loan limits. You may be…
Investment Properties & Mortgages: What You Need to Know
Qualifying for a mortgage loan can prove to be difficult when you just have one property; add investment properties and you can be in for a real treat. While the…
“I Am Self Employed…How Will I Ever Get a Mortgage?”
While being self-employed can make the underwriting process of getting a mortgage more difficult, it by no means makes it impossible and with these tips, you can make it that…
Lender Requirements Adjusted with the New Home Buyer in Mind
If you are on the fence about purchasing a home, now may be a good time to start seriously considering it. Mortgage lenders have been adjusting their home buying requirements…
Significant Increase in New Home Sales for Q1 in 2018
Although we will not see data on new home sales until later this Spring, the Mortgage Bankers Association (MBA) is forecasting a considerable increase in new home sales in Quarter…