Have you ever wondered why your mortgage lender is asking you to e-sign a letter that appears to be incredibly trivial on the surface or completely insignificant? Well, like many…
Not all mortgage pre-approvals are created equal. Getting pre-approved for a mortgage loan is an exciting first step in the home-buying journey, but not all pre-approvals hold the same value….
When it comes to mortgage lending & false advertising, the most common “bait and switch” scam comes in the form of direct mail. While these mailers might not technically be…
Documenting funds to close and reserves is often one of the most cumbersome parts of the entire mortgage loan closing process. While mortgage lending guidelines are rigid when it comes…
With Halloween coming up, we thought sharing some mortgage horror stories would be a great way to set the mood. Appraisal Inspection Lost A borrower who applied for a mortgage…
Home Equity Lines of Credit (aka HELOCs) have become a common discussion topic when it comes to access to home equity. Many, if not most, individuals with a considerable amount…
When shopping for a mortgage, there are a number of different options a borrower has when it comes to choosing a mortgage lender. The primary types of mortgage lenders consist…
The most common length of time for a mortgage loan is 30 years. In fact, unless the borrower mentions something different at the time of application this is almost always…
We are happy to announce that in anticipation of the new Conforming loan amount increases for 2025, we will now be accepting conventional loans up to $802,650! Why does this…
The trending headline right now is the strong possibility that the Federal Reserve will be cutting rates soon. While we embrace this news, the question as to when is the…
