A cash-out refinance replaces your existing mortgage with a new, larger mortgage. You refinance the existing mortgage with a new mortgage, and you can use the money however you want….
Cashing-Out Your Home Equity Appreciation
Giving The Gift Of Equity – How To Transfer Property Effectively Between Family Members
It’s very popular for family members like parents, grandparents, or in-laws to want to help their child with the purchase of a first home. Usually this comes in the form…
No Strings Attached: The Benefits of a No Cost Refinance
What Is A No-Cost Refinance? A no closing cost refinance is an option available to borrowers which allows them to avoid paying all non-recurring closing costs. In this instance, the…
FHA vs. Conventional Loans: What’s the Difference?
What Is An FHA Loan? An FHA loan is a home loan backed by the Federal Housing Administration, a government agency created to help home buyers qualify for a mortgage….
The Loan Closing Process: What to Expect
When it comes to the loan process, there is a lot that happens in a short span of time. Once approved for a loan, it can feel like a whirlwind…
What to Expect With The Refinance Process
Borrowers often have anxiety about refinancing and going through the taxing journey of gathering their personal financial documentation. The good news about refinancing is it is very similar to the…
Four Ways to Invest in California Real Estate
Every real estate investor knows that the California housing market is one of the toughest to penetrate. However, California is also known to be one of the best states to invest in when…
Mortgage Loan Options for Borrowers with Bad Credit
Typically, a “bad” credit score by mortgage standards is anything below a 650 middle FICO score. However, you may still qualify for a mortgage even if your credit is less…
